Earlier this year, one of the three credit monitoring bureaus in the United States, Equifax, experienced an adverse security breach. The culprits accessed information such as birth dates, social security numbers, addresses and other private information belonging to over 143 million citizens. There are several actions you can take to protect yourself in the wake of such a breach.
First, you will need to find out whether you are a victim. This can be made possible by visiting https://www.crunchbase.com/organization/freedom-financial-network/people, a website created by Equifax to address the same. You will also need to sign up for free credit protection and monitoring. The site provides a free one-year identity theft protection and credit monitoring for those who register before the November 21 deadline. Upon signing up, you will be given a copy of your Equifax credit report as well as the ability to freeze your Equifax report which prevents creditors from viewing your credit information via Equifax.
Another precautionary move involves placing a credit freeze with the other credit bureau. This will prevent the other creditors from viewing your credit history. Subsequently, scammers will be unable to open credit in your name. You may additionally monitor your bank and credit card frequently from unauthorized activity without having to wait for your monthly statement. It is also advisable that you change your passwords and report any suspicious activity in your account.
Children do not use credit. Therefore, it may take a long time before realizing that someone has used their social security numbers. This is why it is also advisable to check your children’s credit. Additionally, it is important that you review your credit report received from each of the three key credit bureaus annually. Finally, the services of reliable online lenders such as Freedom Plus can be essential in preventing you from such scenarios.
FreedomPlus was established in 2013 with the aim of creating valuable and unique loan experiences to customers. The corporation regularly achieves this by providing quality lending to meet individual client needs via its sophisticated yet easy to use application and vetting process. Additionally, FreedomPlus provides professional advice through their knowledgeable loan experts and loan officers.
Learn More: www.linkedin.com/company/freedom-financial